Your Personal Injury FAQs Answered

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Personal injuries can be life-altering events, leaving individuals with physical, emotional, and financial burdens. In the aftermath of an accident, it’s common for people to feel overwhelmed and uncertain about their rights and options. This blog aims to address some frequently asked questions (FAQs) surrounding personal injury claims, shedding light on the crucial information that can help individuals navigate the legal complexities associated with such incidents.

1. What qualifies as a personal injury?

Personal injury encompasses a broad range of situations where an individual suffers harm due to the negligence, intentional misconduct, or strict liability of another party. Common scenarios include car accidents, slip and fall incidents, medical malpractice, and workplace accidents. If you have sustained injuries as a result of someone else’s actions, you may have grounds for a personal injury claim.

2. How do I know if I have a valid personal injury claim?

Determining the validity of a personal injury claim depends on establishing liability and negligence. If another party’s actions or negligence led to your injuries, you may have a valid claim. Documenting the incident, gathering evidence, and seeking medical attention immediately can strengthen your case.

3. What steps should I take after sustaining a personal injury?

Your well-being should be the top priority after an injury. Seek medical attention promptly, even if your injuries seem minor. Report the incident to the relevant authorities, gather evidence (photos, witness statements, etc.), and consult with a personal injury attorney. Taking these steps can help preserve crucial information for your claim.

4. How much is my personal injury case worth?

The value of a personal injury case varies based on factors such as the severity of injuries, medical expenses, lost wages, and emotional distress. An experienced attorney can assess these elements to provide an estimate of your case’s worth. Keep in mind that settlements may also depend on the insurance coverage of the responsible party.

5. Should I accept the insurance company’s initial settlement offer?

Insurance companies may offer a quick settlement to minimize their losses. However, these initial offers often fall short of covering all the damages you may incur, and it is not uncommon for injuries to end up being worse than initially thought in the days following the collision. Consult with an attorney before accepting any settlement to ensure it adequately compensates you for your past and future expenses.

6. How long do I have to file a personal injury lawsuit?

The statute of limitations determines the time limit for filing a personal injury lawsuit. It varies by jurisdiction, but in Indiana the statute of limitations for filing a personal injury lawsuit is two years from the date of the incident. Failing to file suit within this timeframe may result in losing the right to pursue compensation. There are other deadlines to consider. For example, if the responsible party is a governmental entity, a tort claims notice will need to be sent within 180 days (six months) or 270 days (nine months), depending on the governmental entity responsible.


Personal injuries can disrupt lives and leave lasting impacts. Understanding the intricacies of personal injury claims empowers individuals to make informed decisions about their legal options. Seeking professional guidance from an experienced personal injury attorney can make the difference between a fair settlement and an unjust outcome. You have the right to pursue compensation for the harm you’ve suffered, and being well-informed is the first step towards achieving justice.

Give the experienced Indianapolis personal injury attorneys at Banks & Brower a call today. We are available 24/7/365 at or by phone at 317.526.4630